Financial Lines Insurance

Financial Lines Products

  1. Directors and Officers Liability Insurance

A liability cover for company directors & officers which provides financial protection against consequences of actual or alleged “wrongful acts” when acting their managerial duties.

  1. Professional Indemnity Insurance

Liability insurance that is designed to respond to the diverse needs of professionals who may face liability as a result of their performance or failure to perform professional service.

  • Doctors
  • Lawyers
  • Accountants
  • Architects
  • Engineers
  • Insurance Brokers
  • Insurance Agency
  • Business Process Outsourcing/Call Center
  • Telcos/Technology Companies
  • Media Companies – Publishing (Print/Digital) and TV/Advertising
  • Management Consultants
  1. Hospital Liability/Medical Malpractice

The Insurer will indemnify the Insured in respect of defense costs and damages which the Insured shall become legally liable to pay resulting from any claim for bodily injury to a patient resulting from a medical incident. A medical incident means any act, error or omission by the Insured in the rendering or failing to render professional healthcare services. This product is for hospital and allied medical service centers. We also offer a standalone medical malpractice for individual medical practitioners.

  1. Cyber Crime

Cyber Crime Insurance enables businesses to protect themselves comprehensively against online risks. It covers first and third-party damage sustained by businesses if they themselves become victims of cyber crime or if their customers hold them liable.

  1. Banker’s Blanket Bond

Comprehensive crime insurance which covers the Bank for the following types of exposures:

  • Employee Dishonesty
  • Crime  Inside Premises
  • Crime Outside Premises
  • With other extension Insuring Clauses
  1. Comprehensive Crime Insurance

Comprehensive crime insurance which covers any commercial companies  for the following types of exposures:

  • Employee Dishonesty
  • Crime Inside Premises
  • Crime Outside Premises
  • With other extension Insuring Clauses
  1. Fidelity Guarantee

Provides indemnity to financial loss sustained by the Insured due to acts of fraud or dishonesty by the insured’s employees.

  1. Money Securities and Payroll Robbery

Provides cover against loss from robbery and brigandage or any attempt thereat. It covers money, securities, and payroll within and outside the premises.

Underwriting Requirements:

  • Completed Proposal Form
  • Latest Audited Financial Statement
  • Annual Report
  • Company Profile
  • Board of Directors Profile/Resume/CV
  • Website

For inquiries, please call Ms. Bambi Ramirez
Phone: +63 8 651 9500 loc. 825