Auto Passenger / Driver Accident Protector

It is your fail-proof accident protection plan that provides on-the-road peace of mind

Using the car has become an inseparable routine in our lifestyle. With the daily commute, one cannot predict any road accidents from happening. And if they do
occur, one cannot rely on the car’s seat belts and airbags alone to prevent the worst.

Let Prudential Guarantee Auto Passenger / Driver Accident Protector take care of this on-the-road security for you. Our product provides comprehensive protection
for you, the vehicle owner, and any passenger at the time that you need it most. All passengers / driver are covered (no names necessary) anytime, anywhere while
your vehicle is on the road. And, our low-cost insurance premium will cover you for one year.

Read on and know the insurance coverage, special features, and benefits that you can get from our cover.

Insurance Coverage

  1. Accidental Death and Permanent Total Disablement pays 100% of the sum insured in the event of accidental death or permanent total disablement
  2. Permanent Disablement pays for loss of hands or feet by disablement or actual severance; or for loss of sight of the eyes, hearing or speech up to 100% of the sum insured
  3. Accident Medical Expense Reimbursement pays for necessary medical expenses incurred in the treatment of bodily injuries including hospital expenses, doctors’ fees, and out-patient medical expenses
  4. Accident Burial Expense Fund pays a lump sum cash amount in case of death, in addition to all other available benefits, to take care of burial expenses

Special Features

  • Automatic Coverage on All Passengers / Driver
    All passengers / driver are automatically covered even if the total number exceeds the allowed seating capacity of the vehicle, however the maximum benefits will be shared proportionately among all passengers and driver
  • All Ages Covered
    All passengers / driver regardless of age are covered, however, passengers or driver below 12 years of age or over 69 years old will be covered automatically only at half the usual limits of benefits

Eligible Motor Vehicles

  • Licensed motor vehicles primarily of the sedan types, but to include passenger vans that are used primarily for private and non-commercial purposes
  • Age limit: 8 years old

Exclusions
To make the plan affordable, some risks and hazards have been excluded from coverage. Some of the limitations are self-inflicted injuries, war and related risks,
competition or racing of any kind, illegal acts, murder or assault, etc.

For inquiries, please call 8651-9555 and 8651-9556 or e-mail pgaah_pa@prudentialguarantee.com and directmarketing@prudentialguarantee.com.

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