Family Accident

Enjoy life with those you deeply care for. Take care of your close bonds and
lifestyle by investing in financial protection and insurance specially designed for
your family. Invest in Prudential Guaranteeís Family Accident Protector. It provides a comprehensive protection for the whole family 24 hours a day, 365 days a year, anywhere in the world, even while you are traveling by land, air or sea.

Insurance Coverage

  1. Accidental Death and Permanent Total Disablement pays
    100% of the sum insured in the event of accidental death or permanent total
  2. Permanent Disablement
    pays for loss of hands or feet by disablement or actual severance; or for loss of
    sight of the eyes, hearing or speech up to 100% of the sum insured.
  3. Accident Medical Expense Reimbursement
    pays for necessary medical expenses incurred in the treatment of bodily injuries including hospital expenses, doctors’ fees, and out-patient medical expenses.

Distribution of Coverage

The Plan will automatically provide the following benefits to the covered family members:

  Sum Insured Medical Reimbursement
Policyholder 100% 100%
Spouse 50% 50%
Per Parent 25% 25%
Per Child 10% 25%
Per Brother / Sister 10% 25%

Eligible Persons

  • If the Policyholder is married, a widow or widower with children, the eligible family
    members will be the spouse, unless legally separated; and the unmarried
    and unemployed children from 1 to 22 years old, inclusive.
  • If the Policyholder is single, a widow or widower without children, the eligible family
    members will be the parents; and the unmarried and unemployed brothers and
    sisters from 1 to 22 years old, inclusive.
  • Age limit for adults: 65 years old


To make the plan affordable, some risks and hazards have been excluded from

Some of the limitations are self-inflicted injuries, war and related risks, flying other
than in scheduled commercial flights, hazardous sports, motorcycling, scooter driving, mountaineering, playing polo, football, ice hockey, yachting, and any other sport of the same sort.

For inquiries and quotations, please call ‎8651-9555 or e-mail